FAQ

Got Questions? We've Got Answers

What is the minimum and maximum loan amount I can apply for?
You can apply for business loans ranging from R250 000 up to R50 000 000, depending on your business needs and qualification.
What repayment terms are available?
We offer flexible repayment periods from 1 month up to 36 months, giving your business room to manage cash flow effectively.
How long does the approval process take?
Our process is designed to be quick and hassle-free. Once all required information is submitted, you can expect a decision in a short time.
Are there hidden fees or charges?
No. At Rifumo Finance, we pride ourselves on transparency. All fees and costs are clearly outlined upfront — no surprises.
Who can apply for a Rifumo Finance business loan?
Our loans are available to SMEs and established businesses across industries, provided they meet our basic qualification criteria.